We all like to think we are smart, independent, in full control of our lives, and there is no way any of us would fall for a financial scam, like those lonely old seniors do, because “that happens to them, not to me, because I am smart.”

But the truth is, even smart people fall for it, people with master degrees, people who work in academia, people running large business… Even I could fall for this.

And how did you learn to recognize it?