Just piling on at this point, but we made 2 changes last spring that made summer so much more tolerable in our house.

1. More insulation. I bought a cheap thermal camera on Amazon and found entire closets and a bathroom with no insulation. Those rooms are a solid 10+ degrees cooler now.
2. More ventilation. Half my house didn’t have any soffit vents, but had attic vents. Adding soffit vents made that half the house 5 degrees cooler all on its own.

And we haven’t found ourselves needing it, but a mini split has popped up a lot here already and is a great idea.

Your friend is paying it today in insurance premiums. Same money, just a different line on the paycheck.

And then if he gets sick, he’ll pay again.

Our willingness in America to pay money to a company that is incentivized by profits, just to not pay taxes is astonishing.

Prefer closed, but like many others here, the cat doesn’t allow for that without making her opinion VERY well known.