A reasonable solution if it comes to it would be to get a cheap android phone only for banking and whatever else doesn’t work on non digital ID platforms.

Semi related note: Is there any reason not to buy the cheaper SSD brands like kingspec and team group?

I recently learned that the TOSLINK (S/PDIF) optical ports with the little door that I’ve seen on every game console and AV receiver my whole life and never thought about or used is from 1983. The same port is now used for professional digital audio with a different protocol too.