• comrade_twisty@feddit.org
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      1 day ago

      I’ll celebrate when I finally can ditch VISA and Mastercard. I already don’t use them anymore domestically thanks to Twint, but as soon as I cross the border they are currently my only option (even for getting cash).

      • leagman1@feddit.org
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        1 day ago

        Had to google Twint. It’s a Swiss payment app, right?

        If I got this right, the recent Wero should be its €-equivalent (edit: eurozone, not € per se).

        The digital euro on the other hand - again, if I understand it correctly - is digital cash. So to pay with it, you’d have to have a specific digital pocket for it and then exchange Swiss franc for euro/digital euro.

        • comrade_twisty@feddit.org
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          1 day ago

          Yup, it’s our home grown payment app that is widely accepted, from your local butcher and farm store to Mediamarkt and all major grocery stores.

          Most of us have Euro accounts too, so exchanging money to use the digital euro abroad is no real issue. I go shopping for groceries and personal hygiene products in Germany once or twice per week.

    • iammike@programming.dev
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      1 day ago

      I’m afraid this is just an excuse for mass surveillance. At least, getting rid of American services is definitely a win.

      • john_t@piefed.ee
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        1 day ago

        The EU is not the bad guy you are looking for. You are already being mass surveilled by Visa and Mastercard.

        • HereIAm@lemmy.world
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          1 day ago

          The EU are absolutely the bad guys if not kept on a short leash. I’m not very confident Chat Control would be stopped unless for the massive campaigning to educate them. They already want to weaken GDPR. Are we the US yet? No, but we all need to be very wary of the power creep. They are also looking into age-verification laws to protect the kids. Not all things EU are benevolent.

          • Barbarian@sh.itjust.works
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            1 day ago

            Completely agree. I’m hugely supportive of the EU, the things it has accomplished and the future potential. However, blindly agreeing with everything it does with black and white thinking is how we sleepwalk into our own authoritarian dystopia.

          • john_t@piefed.ee
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            1 day ago

            They are also looking into age-verification laws
            They should! Call me old fashioned but kids really shouldn’t be on Facebook, Instagram, Tiktok, etc. It’s just turning them into sociopaths manipulated by billionaires.

            • HereIAm@lemmy.world
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              20 hours ago

              Sure, I do partially agree with that. But give parents better tools to monitor or restrict what their kids can access. Don’t make every citizens online activity trackable. Just look at Texas what “nothing to hide” logic gets you; arrested for seeking abortion.

        • Ooops@feddit.org
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          1 day ago

          Oh, they are absolutely the bad guy we are looking for. Constantly working on undermining our privacy rights on behalf of lobbyists from US companies and organisations competing against those US companies now mostly in control of our data, is neither good nor pro EU souvereignity.

      • leagman1@feddit.org
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        1 day ago

        Same. But if we somehow manage to make it not go to shit, it’d be just very strong and convenient imo. That’s a big if ofc.

      • leagman1@feddit.org
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        23 hours ago

        Is it a shitshow? Afaik it’s “just” super lackluster, missing vital functionality

        • oats@piefed.zip
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          22 hours ago

          I have four accounts that support wero. For each, its baked into the banking app. Each is totally different. While one can even generate qr codes for payment, the other only supports phone numbers from my address book, cant even input a number.

          Oh, and it leaks my Iban if I actually pay with it.

          • Scrollone@feddit.it
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            4 hours ago

            Yeah I think the biggest problem of Wero is that you need to use your bank app.

            Bank apps are usually bloated and shitty, and each one works differently. Just give us a basic and standard Wero app.

            • oats@piefed.zip
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              3 hours ago

              There even is an official wero app, but you cannot use it when your bank offers wero in theirs.

              In my opinion the whole thing with wero being tied to your checking account is stupid. Most people have one. And dont want to give out the account data to their primary salary to everyone.