• Uranus_Hz@lemmy.zip
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    5 days ago

    Pay off debts. Invest the rest structured in trust funds for my kids. I don’t got many years left. I’d rather they get it while they’re young enough to enjoy it and not let it all get siphoned away by the “end of life” care system in America.

  • Scrubbles@poptalk.scrubbles.tech
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    6 days ago

    I would retire.

    I’d buy a moderately nice place in the city I want to libe in, provably 1mil absolute max, depending on property taxes. I would then invest the remainder, ensuring that with relatively stable investments I could live comfortably on the interest going forward, with the interest covering property tax and my expenses.

    • Random Dent@lemmy.ml
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      1 day ago

      Yeah that would be me too. Where I live you can get a pretty nice place for $400k+, so let’s say $500k off the principal, so $4.5 million left over. If you can get, say, 5% interest on that then you’re getting $225k per year for doing absolutely nothing. Even if you can only get, say 2% interest, that’s still about $90k/year which is not extravagant but doable.

      • Scrubbles@poptalk.scrubbles.tech
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        1 day ago

        90k a year without a mortgage is like, 150k a year with a mortgage, so that’s very doable even for a decent lifestyle of traveling and hobbies. At that I would probably pick up something like bartending or something that doesn’t make much but would be interesting as a part time job. Slinging beer at a brewery could be a fun way to make some spare cash

  • ehxor@lemmy.ca
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    5 days ago

    I’ll tell you what I’d do, man: ten chicks at the same time, man.

    • CarrotsHaveEars@lemmy.ml
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      5 days ago

      I’m not sure how I would distribute them. I just want one at each limb, one works on my scalp and neck, and one on my sore back and shoulder. Still it sounds very crowded. Let’s just have two.

  • Mister Neon@lemmy.world
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    6 days ago

    I would buy a brick house on top of a forested hill. My nearest neighbor would be a 20-minute drive away.

    I would work on my magnum opus of tabletop rpg rules, which I would convert into a video game.

    I would commission art and fund the construction of shrines to the four tezcatlipocas.

    Fund owl habitat preservation.

  • Xuntari@programming.dev
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    5 days ago

    I’m a developer and I love it, but hate the current state of the field. I would quit my job and start my own company. It would be a lot less scarry if I didn’t have to worry about making money. I could just make the things I wanted.

  • distal@lemmy.ml
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    5 days ago

    5 Million? O.K. let’s roll.

    60K for university education, should be plenty.

    40K go to paying various bills for friends and family

    100K for various charities

    1.8M go to building a non-profit high tech eco commune in Argentina or a similarly climatically stable place with features inspired by FM 2030’s book Upwingers in regards to future living

    300K go to anti-militarist causes

    500K go to various vegan groups

    200K go to building school projects in developing regions

    1M are invested into a photovoltaic power station from which I will extract a $6000 rent p.a. max with the rest of the proceeds going to a fund for disabled people and disadvantaged youths

    Last million:

    100K for travels

    100K for a communal homelab that provides hosting for FLOSS and anti-conservative politics

    200K for hackspaces

    250K for unions, they better have some conviction though

    350K for cruelty free research on rare diseases

  • djsoren19@lemmy.blahaj.zone
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    5 days ago

    Leave my country, buy an old decrepit spooky mansion in a non-Western country, and spend the rest of my days pretending to be a ghost whilst using the remaining funds for small acts of charity for the nearest town/village. I wanna see if I can create a legend.

  • dil@lemmy.zip
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    4 days ago

    Pay off my parent’s debt, retire them, pay off my own, spend my days reading comic books and messing around in Blender. Stay at my cheapish area, have my parents sell their house and move to a bigger one. Travel more since I’m near an airport. Avoid anything too expensive and live mostly the same lifestyle so it doesn’t run out. Invest in the safest thing possible since at 5 mil youd be making 6 figures a year letting it sit.

    • dil@lemmy.zip
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      4 days ago

      Ppl underestimate how much having money already keeps you rich, at 5 mil youd make at least 100k a year letting it sit, with close to the same lifestyle you have now you’d live very comfortably. Now if you start buying access to private clubs and sht, thatd run out fast.